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Geplaatst: 26-06-2018 06:55:54

DUBAI锛?Aug. 30 (Xinhua) -- Banks and retail companies in the Gulf Arab countries have to reinvent their business models锛?since millennials there prefer online shopping and card payments锛?according to a study by the U.S. payment technology company Visa on Tuesday.

The study锛?titled "Understanding the millennial mindset and what it means for payments in the Gulf Cooperation Council (GCC) countries"锛?said millennials锛?or youngsters aged between 18 and 34 there锛?"are a curious锛?sociable锛?tech-savvy population锛?whose use of technology is deeply embedded in their everyday lives."

Given that much of the 2.5-billion-U.S.-dollar e-commerce payment in 2015 in the six GCC countries come from millennials锛?banks and retailers have to "move from a product-driven to a customer-driven business model锛? said the report's author Kriti Makker锛?manager of Visa performance solutions for Central Europe锛?Middle East and Africa.

The main reason that Gulf Arab millennials shop online "is to gain more convenience and save more time锛? she said. "For lenders and merchants锛?they have to move to a digital-by-default ethos. Digital can no longer be a choice in reaching out to customers but a must. Seventy percent of millennials shop online to save time."

"Firms have to use digital technology to improve customer interaction. If shoppers feel they are rewarded by collecting points or air miles they can redeem later and that their feedback is heard and taken seriously锛?then customer loyalty can be created锛? said Makker.

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